I have over three decades of experience in the mortgage and real estate industry, starting in 1992 as a mortgage lender. I later explored new home sales for four years and then resale for about a decade, before returning to mortgage lending. I’m licensed in both California and Arizona, enabling me to provide tailored solutions for clients in these great states. Specializing in all types of loans and builder financing, I’m equipped to assist a wide range of clients. Outside of work, I enjoy gardening and caring for my delightful animals. I’m here to help you navigate the world of real estate and mortgages, turning your homeownership dreams into reality.